Every financial task has a digital do-it-yourself tool that supposedly makes life easier, faster, cheaper or safer.

But is that true?

Tech should serve a need rather than some cool factor.

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The goal is tomake our lives easier.

It must be simple to understand and work when we ask it to.

Heres what you’re gonna wanna know about the most common and popularonline money tools.

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Splitting a bill?

And no more friendships will be strained with vague promises of Ill pay you back later.

Some stores accept payments via these apps as well, but fees may apply.

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Others use bank-level encryption to protect your information.

How to file.Many of those eligible received mail or email informing them of their eligibility.

Others can submit evidence and a claim form on theCash App security settlement website.

Deadline to submit is Nov. 18, 2024.

Associated Press

A caveat.Once the money changes hands, its gone.

So double-check any phone number or email address that you punch in has no typos.

What I do is first send a dollar.

Once they do, Ill send the remainder.

Tips.More than a half dozen popular money-transfer apps are in use today.

Once you get used to one of them, the others are quite similar.

Also, go into the platforms configs to see to it yourtransactions are kept private.

Some services will make this information viewable to other users unless you specifically change that privacy setting.

Another way to see to it youre sending money to the right person?

Give your friend your account name.

Ask to get a request for money through the app.

Then you’re able to respond to the request.

The app walks you through the steps.

2.The appmight use Bluetoothto display your nearby friends account.

Apps also let you send a payment by phone number or email address.