Mike Watson, AARP:Welcome back.

I hope you enjoyed those videos.

I know I did, and I know Rodney did as well.

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You should see on your screen the covers of several of these sources.

Rodney did a really nice overview of this yesterday and were really pleased to highlight it again.

And its available in five languages.

you’re free to download and order all of these resources at AARP.org/Livable.

And again, those are all free for you to download and free for you to order.

Rodney, do you want to tell us a little bit more about it?

Thankfully, we saw some action to keep people in their homes.

How many people do you think out there?

All right, theyre entering in their answers, and Mike, what does it look like?

Another 40 percent are saying about a million, and combined about 20 percent are saying 750,000 or 500,000.

So again, a really heavy weight toward the higher numbers.

Rodney Harrell: Yeah.

Mike Watson:So what are we looking at?

So thats really a million families that are really better off.

Okay, that was a good one.

So lets do one more.

Any conversation on housing stability includes making sure that we have stable forms of homeownership.

Is it 10 million, 7.4 million, 5,2 million, or 8.7 million?

Very specific figures in there.

So let us know what your thoughts are, and Mike, what are people saying?

Rodney Harrell:You know, I just cant underestimate our audience.

Interestingly, homeownership among adults aged 65 and older is actually at historic lows at 73 percent.

So lots of changes happening out there.

With that as our lead-in, I think were ready for our next panel.

But before we do jump in, I want to remind you one more time to ask your questions.

So dont forget that we can go to the Q&A tab in Slido.

So take a look at that and verify that youre signed in and can ask those questions.

Tina Tran: Thank you so much, Rodney, I really appreciate being with you all today.

It is my pleasure to introduce the panel to you.

Liz Osborn is the Vice President for Public Policy Advocacy at Enterprise.

yo join me in welcoming our panelists.

So the first thing we’re going to do is start with a Slido question for our audience.

Low-income individuals and people living on fixed incomes acutely feel the effects of the nation’s affordable housing crisis.

To what degree are you concerned with the availability of housing that is affordable in your community.

I’ll just give folks a couple minutes here to respond.

We’re just about at 80 percent.

And there you see, and climbing.

Liz, do you want to give a response?

Liz Osborn:Sure.

I think this is as a result of a number of different factors, right.

It impacts your access to healthcare, education, economic opportunity and more.

Tina Tran:Thanks for sharing those insights, Liz.

Diane, any response from you?

Tina Tran:Thank you so much, Diane.

That is, they spend more than 30 percent of their income on housing.

Housing cost burden affects both homeowners and renters, though renters are more likely to experience it.

So for many of these same households, the pandemic was that financial shock.

They lost jobs, they lost hours of work, they lost wages.

It was harder than ever for them to make rent.

So 75 percent of people who need housing assistance are eligible for it.

They don’t get any.

So robust investments in long-term solutions to keep the lowest income people housed is badly needed and long overdue.

Tina Tran:Thank you so much, Diane, and thank you for providing those compelling examples.

Liz, this next question is for you.

Liz Osborn:Thanks, Tina.

Modern building codes continue to be one of the most cost-effective ways to safeguard against natural disasters.

So huge impact there.

The energy code piece is the part of the work that proactively addresses housings impact on climate.

Each year Enterprise Green Communities Certified Developments are saving $32 million in energy and water costs.

So Ill do just a quick plug here.

Tina Tran:Thank you so much, Liz.

So homelessness is one of our countrys most urgent and tragic and solvable crises.

On an average in 2017, nearly 580,000 people were homeless in the United States.

The number of homeless older adults is expected to rise.

Communities of color are also dramatically overrepresented due to decades of discrimination and structural racism in housing policy.

Liz, would you mind going first?

Liz Osborn:Sure.

There are a couple of different factors to address here, but Ill start with the supply issue.

So Diane, your thoughts on how to address homelessness in the United States.

So in L.A., for example, every day 200 people are moved from homelessness into stable housing.

Tina Tran:Great, thank you so much, Diane.

And its always good when we see to it to quote the experts.

So for our final question, it has been my honor to join you today.

Diane, one minute.

Liz Osborn:Sure, Ill quickly mention there actions that each of you’re able to take.

One is to recognize that decisions are made by those who show up.

So show up and say yes in my backyard.

And third, be in close touch with your members of Congress.

Tina Tran:Thank you so much, Diane.

Tina Tran:Well thank you so much, Liz.

And thank you so much for joining us on our panel today.

And Ill hand it back over to Rodney and Mike.

Mike Watson:Thank you, Tina.

Thank you, Diane.

Thank you, Liz.

That was really fantastic.

Its now your chance to ask your questions and get your questions answered by our panelists.

We already have several piling up from our listeners, and weve been going through them.

So Im going to go ahead and jump right in for you, Diane and Liz.

Diane, lets start with you and then go to Liz.

Diane Yentel:Sure.

You know, the National Low-Income Housing Coalition, we focus on extremely low-income renters.

They were evicted, and theyre now sleeping in a storage unit.

So this is unacceptable.

Mike Watson:Thank you, Diane.

I think that story you just shared really brings home the importance of this.

Liz, is there anything youd like to add to what Diane just shared?

So those are two, I think, in particular to advocate for additional funding.

Mike Watson:Thank you, Liz.

So appreciate the calls to action.

Liz, lets start with you and then go to you, Diane.

Mike Watson:Thank you, Liz.

Rodney and I are both jotting down notes here from what you were saying.

Diane, is there anything you want to add to Lizs answer?

Diane Yentel:Absolutely agree with everything Liz said.

And theres been two really tremendous opportunities during the pandemic that too few communities have taken advantage of.

More communities should take advantage of this.

Theres money on the table that people are not using.

Mike Watson:Thank you both for that.

That was very fantastic of a review.

One of the themes were seeing in the questions is a very population question, is around rural communities.

So the challenges, the need is not typically that much different.

What is different is the capacity and the ability to use resources to scale.

Mike Watson:Thank you, Diane.

Liz, is there anything youd like to add, any Tweets to share?

Liz Osborn:Sure, so Id start my Tweet with #fundUSDAruralhousingservice.

Thank you, Tina, Diane, and Liz.

That was really a fantastic discussion.

We so appreciate you taking the time to join us.

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