Americans age 45-plus know less about long-term care than they think they do.

They underestimate, or simply do not know, what long-term care costs.

They often think long-term care will be covered by public programs when it may not be covered.

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People may also believe they have long-term care insurance when they probably do not.

Yet, the need for long-term care is expected to increase.

The costs of long-term care are also increasing.

Nurse and patient in nursing home

Here are a few highlights from our new research.

And much of what they think they know is often inaccurate.

Caregiver Helping Older Adult

Patricia McGinnis photographed along the waterfront in San Francisco.

Image coming soon