Many people have mixed emotions about retirement.

Retirement presents a stress-free period of opportunity and choice.

But not everyone feels as care-free about retirement.

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In fact, only 35% of nonretirees feel optimistic about retirement.

Recognizing the importance of planning for retirement does not translate into doing it.

A vast majority (86%) of nonretired adults ages 4064 recognize that preparing for retirement is important.

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Behaviors linked to reported retirement preparedness are consistent across ages.

There are opportunities to help people of all ages achieve a successful retirement.

Individuals would benefit from developing good habits early.

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In addition, employers can provide a flexible transition into retirement through part-time work.

All interviews were conducted in English.

Samples were weighted to appropriately reflect U.S. Census figures.

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