Most Americans of retirement age want to receive the highest amount possible in their Social Security checks.

Yet they also want those checks to start coming sooner rather than latera decision that leads to smaller checks.

The most common age people start drawing Social Security retirement benefits is 62, the earliest possible age.

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Just 4% wait until the maximum claiming age of 70, AARP results show.

Meanwhile, the discernment process concerning such decisions appears to begin late in the game.

The most common wishes were for more details about Medicare costs, coverage and supplemental insurance.

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In addition, 38% asked friends and 32% consulted family.

Interviews were completed online as well as by phone.

For more information, contact S. Kathi Brown of AARP Research atskbrown@aarp.org.

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Media inquiries should be directed to AARPs Media Relations Department atmedia@aarp.org.

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