Over a third (35 percent) of adults receiving cost-sharing reductions are older adults ages 50-64.

For people with modest incomes, high cost-sharing can present an enormous barrier to accessing necessary medical care.

That decision is now pending appeal.

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It assessed familiarity, satisfaction, and plan switching.

Health care provider and patient

Mature couple working on family finances at home together. They pay bills, complete income taxes, apply for home loan, investing, or pay off a credit card.

![The mid adult female doctor and her senior adult male patient discuss the home healthcare options listed in the brochure.](https://cdn.aarp.net/content/dam/aarpe/en/home/pri/topics/health/coverage-access/health-insurance-cost-sharing-reductions-are-critical-to-ensuring-affordable-health-care-for-older-adults/_jcr_content/root/container_main/container_body_main/container_body1/container_body_cf/container_additional_1/container_2123475527/featuredlist/tabItem/eliminating-access-no-cost-preventive-health-services-affect-older-adults3.coreimg.75.932.jpeg/content/dam/aarp/ppi/topics/health/coverage-access/no-cost preventive-health-services-report.jpg)

Navigating the Medicare Coverage Maze: Challenges and Policy Solutions

Woman doing online research