There are two general attitudes about saving money.

Guess which attitude best serves your bank account?

Truth is, having an eager, positive attitude about smart money management is more than half the battle.

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Hide your savings

A great way to save extra is to set up an account thats out of sight.

you could also research on Bankrate.com, Nerdwallet.com or Investopedia.com.

Most people arent even aware these kinds of accounts exist, Mhatre says.

person holding a calendar and credit card at their desktop with a calculator and laptop in front of them

Transferring cash to a high-interest account helps you maximize your returns.

On average, the association helps consumers reclaim more than $3 billion annually.

In addition to selling her own name-brand clothes online, Ingram scours Goodwill for designer duds to resell.

columns of u s coins of different denominations set up in stacks and photographed from above to create a pattern of rows

SPEND SMART

7.

Find retroactive deals

Apps like Paribus track your online purchases and monitor price drops.

Earny and Sift offer similar services.

a leather wallet on a table with credit cards and receipts hanging out of it